Business credit card programs that drive engagement

Launch your custom program within 90 days and unlock new revenue through spend-driven income.

Empowering brands to deliver more value to their audience

25

programs launched

750 million+

rewards points earned

Mercantile makes it easy with customizable & modular solutions

Develop new revenue with your own card program

Power of Mastercard

Your brand at every touchpoint

Ready-made regulatory, compliance & banking framework

Security

Banking

Compliance

Decades of industry-leading experience and an infinitely customizable approach

Flexible funding

Tailored underwriting

Marketing solutions

Request a demo

Accelerated marketing that delivers

Strategic program development and turnkey solutions that support your unique brand story.

Campaign strategy & media buying

Full service creative agency

Reporting & analysis on campaign and portfolio management

Explore marketing

Technology, operations and support

Built to scale with your portfolio growth

Frictionless applications

A streamlined application flow designed for rapid completion and lower abandonment, helping you bring more customers across the finish line.

Dedicated customer support

Our agents are here to support your cardholders, providing fast, reliable help.

Insightful reporting

Clear insights give you everything you need to track performance and make confident decisions.

Built-in compliance & security

We handle compliance, risk, and regulations while keeping customer data secure with encrypted, cloud-based systems.

Real-time fraud prevention

Advanced monitoring tools work in the background to help keep your card program protected at all times.

Flexible API

Our APIs let you integrate card features into your own systems so your team can automate and scale with ease.

Trusted by leading fintechs, brands & associations

AOAExcel is filled with excitement about the credit card that Mercantile will be offering to all American Optometric Association members. Not only do doctors of optometry gravitate to anything tailored specifically to their profession, but the AOA member dues reimbursement is an extremely intriguing component with the possibilities of how the card will be woven into the fabric of the AOA membership.

Bob Kehm

Managing Director, AOA Excel

Ready to launch your credit card program?

Mercantile specializes in building modern, custom credit card products that help small businesses and professionals thrive. All Credit Cards are issued by Hatch Bank pursuant to a license from Mastercard.