Business credit card programs that drive engagement
Launch your custom program within 90 days and unlock new revenue through spend-driven income.

Empowering brands to deliver more value to their audience
25
programs launched
750 million+
rewards points earned
Mercantile makes it easy with customizable & modular solutions
Develop new revenue with your own card program
Power of Mastercard

Your brand at every touchpoint

Ready-made regulatory, compliance & banking framework
Security
Banking
Compliance
Decades of industry-leading experience and an infinitely customizable approach
Flexible funding
Tailored underwriting
Marketing solutions
Technology, operations and support
Built to scale with your portfolio growth
Frictionless applications
A streamlined application flow designed for rapid completion and lower abandonment, helping you bring more customers across the finish line.
Dedicated customer support
Our agents are here to support your cardholders, providing fast, reliable help.
Insightful reporting
Clear insights give you everything you need to track performance and make confident decisions.
Built-in compliance & security
We handle compliance, risk, and regulations while keeping customer data secure with encrypted, cloud-based systems.
Real-time fraud prevention
Advanced monitoring tools work in the background to help keep your card program protected at all times.
Flexible API
Our APIs let you integrate card features into your own systems so your team can automate and scale with ease.
Trusted by leading fintechs, brands & associations




AOAExcel is filled with excitement about the credit card that Mercantile will be offering to all American Optometric Association members. Not only do doctors of optometry gravitate to anything tailored specifically to their profession, but the AOA member dues reimbursement is an extremely intriguing component with the possibilities of how the card will be woven into the fabric of the AOA membership.
Ready to launch your credit card program?
